CRIB Advisors Mentors Singapore: Crib Society

CRIB SOCIETY is the platform to build networks, inspire and be inspired by fellow entrepreneurs.

We are a community of women and entrepreneurs who support and inspire one another through networking forums and lifestyle events.

We welcome all to join our mission of creating women entrepreneurs, especially existing and aspiring women entrepreneurs.

With thoughtfully curated partnerships and events organized throughout the year, from dialogues with fellow entrepreneurs to forums with prominent and successful industry mentors and venture capitalists, from merchandising opportunities to fundraisers, CRIB Society members have plenty of opportunity to get connected with inspiring personalities, showcase their businesses, and to give back to society.

Coalition Against Insurance Fraud: Dodging auto premiums should be crime

Lying about garaging vehicles burdens honest drivers

Summer driving season is in full swing. It’s a reminder that dishonest drivers are illicitly registering their vehicles in states where premiums are lower. The Coalition is calling for states to go after these drivers.

Using out-of-state addresses to insure a car illegally reduces the driver’s auto premiums. It also burden honest insurance consumers who insure their vehicles with their real address. They may pay higher auto premiums thanks to drivers who cheat the system.

North Carolina was the first state to tackle this issue by requiring new insureds to show proof of residence before an insurer could write a policy. Out-of-staters were registering their vehicles in North Carolina for the lower auto premiums.

North Carolina recently went a step further and put more teeth in the existing law. Trucking firms are falsely registering their fleets in the state yet have no operations there. The new law requires businesses to prove they ply the roads in the Tar Heel state.

Falsely registering vehicles in New Jersey is a specific insurance crime.

The Coalition seeks a similar law in New York. Bills have stalled, though we and our partners there are planning to reboot in 2017.

A Maryland bill would’ve let insurers rescind policies of drivers who falsely registered their vehicles in the state. The state held a public meeting. An insurer told about a claimed loss in Maryland by an insured who lived in New York — where the insurer doesn’t write coverage. The insurer paid the claim to avoid a baseless yet potentially costly bad-faith suit.

The statehouse will revisit legislation in 2017.

The Coalition strongly supports targeting auto rate evasion. Tough state laws can remove a driver’s incentive to take the risk.  Consumers who lie about where they drive to lower their auto premiums add burdens to the many thousands of honest drivers. This undermines the integrity of the auto-insurance system.

Fraud fighters have taken the forefront on this issue. Stay alert to auto-premium evasion in your state. Tell the Coalition and your state insurance department. Falsely registering a vehicle should be a ticket to jail, not an easy source of summer spending money.

About the author: Howard Goldblatt is director of government affairs for the Coalition Against Insurance Fraud.

 

Hawkfield Gallery Consultants: America’s Traditional Artworks

With the rise of technology, an entirely new art forms are evolving. Music is a form of art that is prone to piracy due to the nature of modern digital technology. However, traditional artworks such as paintings and sculptures are one thing that cannot be easily forged by some. To ensure that you get the original work of an artist, you will need a trusted art collector or a fine arts specialist to help and guide you. Hawkfield Gallery might be able to assist you.

Hawkfield Gallery specializes in 20th and 21st century American fine art and folk art. Their interest spans from American impressionism, decorative songbirds, shore-bird decoys and wildlife bronze sculptures.

The owner of Hawkfield Consultants Gallery is Sally Caverly who has an impressive passion in collecting arts for more than 25 years. She got her start on Bachelor of Arts in Marketing and later on holds a Master’s degree in Education. She also became a Market Research Division Director of a major publishing house. Their gallery is located along Boston’s South Shore, midway between Cape Cod and Boston.

Hawkfield Gallery’s website is an exclusive space where you can find an actual collection of artworks from various painters and sculptures. Art experts of Hawkfield are always available to guide and advise their clients. Visit their website and take a look at their impressive list of artworks came from various talented artist.

 

Bacall Conniff and Associates Review – Simplicity Applied in Sophisticated Accounting Services

One should achieve ease of movement and simplicity of technique to master an approach (e.g. accounting). However, all great achievements take time and it often needs years of practice to reach great levels of expertise and proficiency. This applies to almost all things in life because one doesn’t need to rush things that need time to grow.

Bacall Conniff and Associates is using three basic principles in providing trustworthy accounting and financial services to their clients. Those principles include simplified accounting, increased controls, and zero-tolerance to redundancy. The firm makes sure to establish the right simplified accounting from the very beginning and doesn’t forget to maintain simplicity throughout the entire process. The staff also gives great importance to small details and sees each of their tasks crucial for their business – from the daily tasks to the weekly and monthly financial statements and corporate year-end work.

Clients can identify possible risks and opportunities during the process and then perform necessary adjustments. This is because Bacall Conniff and Associates maintains awareness of the projected targets and recognize where they are at the present based on the plan.

The firm always does regular inventories, obtains prompt financial statements, and goes to the process of comparing actual figures with the budget. It would be better to hire dependable experts who have experience in the industry and have the necessary knowledge to see the bigger picture without losing sight of the important minor details.

In order to avoid redundancy on their work, the members of Bacall Conniff handle paperwork only once because real work is usually forgotten due to a lot of paperwork. It would also be nice to provide incentive schemes and to expect responsibility both to duty and performance from workers. The staff would want to be engaged in its success as long as something is simple.

Bacall Conniff and Associates strongly believes that their simple approach in doing their job is what made them a renowned company today. For them, simplicity is the foundation of their known efficiency and success.

The Managing a Gallery 101 Hawkfield Gallery Consultants Review

Many people, in general, do not have a working knowledge of what an art gallery is and how it operates. Here is an overview of what an art gallery is all about.

An art gallery essentially “houses” (whether directly or indirectly) art works and other materials which have artistic, cultural or historical value, such as relics, ancient manuscripts, archeological artifacts and jewelries. That is, a gallery can exhibit actual valuable materials for display to those who have the capacity and intention to purchase them or it may provide assistance, through its fine arts consultants, toward acquiring art works not yet in their possession. Yes, they can even do the hunting for you! Especially of wild birds you wish to keep “alive” on your walls. Ordinarily, of course, buyers would not want to wait and simply go to galleries that house works they can buy on sight.

Some of the art works are not directly owned by the gallery but consigned to them by their owners. This means they have been displayed in a gallery in the hopes that they will attract buyers instead of being kept at home where they cannot be seen by as many prospective buyers as possible. Consignment is a common practice since it does not involve money upfront either by the owner or the gallery, until a buyer pays for a piece of work. In short, everyone is happy when a sell is made, especially the buyer who goes home with the art work. We can almost say that, artistically and practically, the buyer is the ultimate winner.

It is precisely for that sense of satisfaction of providing assistance to customers that Hawkfield Gallery Consultants continues to provide quality services to art buyers and collectors. The list of artists represented in the gallery is provided on the website for reference. Nevertheless, the gallery welcomes others artists and can appraise their works as well to give them an idea as to the fair market value of their works.

Those with experience in the gallery business consider evaluating art works as a delicate process not easily accomplished as it can be a quite subjective. Hawkfield’s fine arts consultants utilize comparative sales approach by using recent auction sales as basis for pricing art works. Likewise, the gallery also considers the opinion of independent consultants for appraising art work.

Hawkfield Gallery offers competitive prices as it has low overhead expenses. Through visiting antique shops and art auctions, the gallery gains insight into the quality and value of art works that they have collected and of those which they hope to acquire from many sources. This assures customers that what they see at Hawkfield Gallery are not only a broad representation of classic American art but also of guaranteed high-quality and fair price.

 

Haws Corporation Tempered Water Nevada USA, Singapore: Trends in Emergency Eyewashes/Showers

Repost from Safety & Health article by Tracy Haas

Equipment reliability is imperative

Unlike personal protective equipment such as hard hats and steel-toe boots, emergency eyewashes and showers are not meant to be used every day. Ideally, a worker will never need one. But should an incident such as a chemical splash occur, it’s vital that emergency eyewashes and showers be ready for use.

Issues

Because emergency eyewashes and showers are not frequently used, their maintenance may not always be top of mind. “The two most common emergency shower misuses are not providing ANSI-required tepid water and failing to conduct weekly test activations to ensure the units are working,” said Ryan Pfund, senior product manager, emergency fixtures, for Menomonee Falls, WI-based Bradley Corp. Pfund recommends establishing a weekly inspection program to test your company’s eyewash and shower equipment to ensure it is working properly and providing tepid water instantaneously. “Manufacturers provide specially designed devices and materials to assist in testing,” he added.

Nuray Ebel, product manager at Sparks, NV-based Haws, echoed Pfund’s comment that ANSI Z358.1-required weekly testing – although crucial – is often neglected: “The most significant part of the weekly test is the validation that the equipment provides proper first aid to users – not just ensuring water is present.”

Keith Flamich, marketing manager for Chicago-based Guardian Equipment, notes that equipment reliability is imperative. “During incidents where emergency eyewash and shower units are activated, far too much is at stake to depend on equipment that is not properly tested and not third-party certified,” Flamich said.

What’s new

Emergency eyewashes and showers now have improved flow control and coverage, according to Pfund. “The newest models apply fluid dynamics technology that works with a pressure-regulated flow control to provide an integral and uniform flow of water directed at the affected area,” he said.

Flamich pointed to the increasing popularity of heat-traced freeze-resistant stations in cold-weather environments. “These units are manufactured with a heat-tracing cable wrapped around internal piping to prevent the freezing of standing water within the unit,” he said. “Once activated, a safety station first delivers the standing water before drawing from a tepid water supply.” However, he cautioned that these stations are commonly misunderstood, and people often believe the units are capable of heating a full 15-minute supply of water per the ANSI Z358.1 tepid water requirement. “The reality is that these units heat only the standing water contained within its internal piping prior to unit activation,” Flamich explained. “As such, there must be continuous source of tepid water supplying the heat-traced safety station (i.e., thermostatic mixing valve, tepid water loop, or instantaneous water heater) to meet the ANSI-required 15-minute tepid water flush.”

On a separate note, Ebel spoke of the benefits of using wireless alarm technology for emergency eyewashes and showers. “Wireless transmitters enable control and/or notification from remote areas where wiring or wire maintenance is not physically possible or economically feasible.”

Credit Rating – FRANK OWENS LTD

ANALYSIS

Credit Risk Update: FRANK OWENS LTD, 50 MAIN STREET, LIMAVADY, CO L’DERRY. Public houses and bars. The legal status is a Private Limited Company and the current status at the registry of companies is Active. The last filed accounts are dated 31 March 2015. The company was incorporated on 18 November 2002.

The accounts next due date is 31 December 2016. There are no mortgages.

The above was based on public record information as at 14 August 2016 and may not reflect the current status. Please access the current report to ascertain the current status and credit rating.

FRANK OWENS LTD business sector includes beer gardens (independent), beer gardens (managed), beer gardens (tenanted), beer halls (independent), beer halls (managed), beer halls (tenanted), licensed bars (independent), licensed bars (managed), licensed bars (tenanted), licensed victualler (independent), licensed victualler (managed), licensed victualler (tenanted), naafi clubs, public houses (independent), public houses (managed), public houses (tenanted), taverns (independent), taverns (managed), taverns (tenanted).

SUMMARY

Registered Number: NI044715

Date Incorporated: 18 November 2002

Date Latest Accounts: 31 March 2015

BUSINESS INFORMATION

Legal Form: Private Limited Company

Previous Names: None

Registered Number: NI044715

Annual Return: 18 November 2015

Registered Office: 50 MAIN STREET, LIMAVADY, CO L’DERRY

SIC Code and Operations: 56302 – Public houses and bars

SECURED CREDITORS

Number of Mortgages: 0

Satisfied Mortgages: 0

Part Satisfied Mortgages: 0

Unsatisfied Mortgages: 0